Wednesday, October 31, 2012

Our Big Step

Our next step;

 So these past few days we had decided to go with this home, Its in Nashville county. The home is about seven houses down from the fire department. Two blocks away from two gas stations a Rite Aid and a Surfine. Also only 30mins away from my job instead of an hour. Its is a 3bed 1.5baths attic and basement, With a redone kitchen and has a cute little fire place. The property sits right up against farmland which is nice because we know there wont be a development behind us. The only bad thing is that the street confront of the house is RT116 which is a semi busy road.

  After we looked at the house with our fathers got there options (which was not a very positive option). We decided we still loved the house with its minor flaws, which we found out could be possibly fix or replaced upon request.(but, not meaning they will do it) Then with all the rain we had we check to see if everything held up, it did for the most past not flooding in the basement no leaks in the attic, but the kitchen door leaked and damaged on of the counters in the kitchen which didn't make us very happy at all and again will be asking to see if they will fix or replace both as well.

Next, we told her "sold!".. so she told us "lets put in an offer"
This is where all the numbers and agreements,forms and where you get to sigh and initial all over the place. We got a few important papers and notices about what we where getting into next and these where them:
 
Disclosure statement : Seller telling us what they know about the house as a whole.(even if they are not living in it right now)

Lead Base Paint Disclosure
before 1978: stating the dangers about lead based paints and what to do.

Rights/Notices:
To know the ins and out about the surrounding areas and the house if selling or what your getting (inspections,radon,lead,community/condo area,farm land,mediation rights)

Agency Contract
We will not work with another agent until contract is terminated or property is sold

Standard Agreement of Sale of Real Estate:
 Parties involved, Townships, who you and the seller are represented by, agencies that are being used, offering/ asking prices. is buyer wants seller help,what is on the property (everything that is there like fridges,fixtures)
choosing a home inspection and what you want it to contain like checking water,radon,sewer,insurable, boundaries/deed(only zoned for X) lead base paints
 (if anything fails you are entitled to ask for them to fix it or get a refund or backing out of the contract with this house)home warranty

Buys estimated costs:
general break down about closing cost,monthly payment and hidden fees.
Good faith money (1,00) hold with the sellers agent, just to state you are all in on this property this money will be held until final payment time and will be counted for with your share of the house.

With the proposal in they have 2 days to reply and if they agree we go on if they don't we negotiate some more.



Monday, October 22, 2012

Gifts From Grayson



So, i wanted to post this because i knew this girl since we where in kindergarten. We have never really been very close friends but the best of acquaintances. She is a very loving and very strong headed woman that can care and not care all at the same time she was born under a mother with a very strong with and a mouth to tell it but the sweetest and most caring woman i know.

   I want the world to hear what she has to say even is this might not turn into the next Susan whatever project it speak from the heart because she went through it with a huge loving and caring family and many friends that have opened there arms to comfort her in these hard time. Not everyone has that, actually probably most don't. This is what she wants to change, she wants ever to feel that have someone to be there for them or to help then cope when they feel alone. So, these little boxes she makes hold that hope,love,compassion that these women need to feel like they can move on or at least have closure without giving away or having to just keep it in there memory.

 She has started a non-forfit organization call Gifts From  Grayson. She makes memory boxes to mothers that has lost a child from still born or complications to parents that have babies in NICS
For more information go on to her  Blog or Facebook.
Please donate items or money for this great cause that is true to the heart.
If you wanna sign up and buy a shirt here is what they look like This.

Thank you!

Tuesday, October 9, 2012

Opposites.(a rant)


My family is pretty big on being fair.. does that happen no.

My sister,Samantha is 23yrs young and i wanna talk about how your view on you ethnicity can take a toll on your life if you pursue the wrong way.
 Your probably asking your self how can you do that?
  • You look up where you came from
  • You learn about the culture
  • Maybe how you make that kind of food
See not hard.. right? WRONG.


I am 21yrs young only 2 years behind the youngest of 5. We are the only two that are true blood sisters.

Anyways, Sam and I have always being very different, she likes to fight,be right ALL of the time,even when she knows she is wrong and she will not get along with be people doesnt like just to not make a scene.

I am very happy,positive, quite when need be. But, I do wrong to i'm stubborn and like to make people see only my point of view.

  Well, it all start when she was 10yrs young. She always thought my parent would pamper me more or give me the better toys or cloths. She was/is wrong we always got the same things or because she would throw a tantrum she wouldn't get anything. That's not giving me the better things i just knew how to behave and this is where it all went down hill. When we got to High School she was believed that my parent would never show up to her color guard practices,cheer leading routines and Orchestra concerts.They didnt show up to every game or concert or parade but they where there and i would know because i was there too. I ran track and played lacrosse and my dad showed up once to my track meet and they should up to the home game of my lacrosse, my sister never came.Yet It was always nice seeing her involved and not involved with the wrong people.
    Since we are Puerto Rican and Cubans that came from New York. We should have an accent,speak Spanish and only make rice and bean ... HELLO! its a new age! We can be whatever we want to. I'm going to be doing a very manly job at my 116lb 4'10ness I'm going to be a woman welding and I'm very proud of that. She had a full ride to Shippensburg University because people fought and came together to get her in. She never went, she thought she wasn't going to be good enough to go. I would be so happy to get into a University but i never was accepted so i go to H.A.C.C, its not bad. She had so much focus on being "Ghetto" like a true New Yorken that she forgot about reality and how her life was going no where but down hill, She stopped going to College for nursing because she got an STD from a man that she thought was "love" for the thousandth time. Just because they say they love you doesn't me anything until the prove that they love you. She is not raising a baby boy on food stamps and assistance, with a man that doesn't even have a job or pays the bills. She works at a warehouse that pays well but not enough to raise to babies, i mean her man and her baby.
Right now, im sitting pretty. about to buy a HOUSE! i bought a brand new car in March have a wonderful man that has had a job for over 5yrs and i don't have to worry about borrowing money!

So, What im trying to say here is listen to the people around you! somethings, they do have something to say of importance and learn from othere's mistakes, don't take anything for granted you may never have a 2nd chance. Protect your self first before bringing other people into your life, if you can hardly keep your head above water don't have a baby and before you commit yourself to anyone make sure they have a good background!! and make sure they FINISHED High School!! seriously.


Wednesday, October 3, 2012

House Hunting part 2

So, let me update you on whats going on with our home search!it's so exciting!!
  Our realtor is through  Remax, her name is Tina. She really funny and make the most strangest faces when is explaining things to you or when she gives us feed back.Anyways, Over this past weekend on Sunday to be exact. We look at four houses. There was; the good,bad and the ugly.


This is the first house we went to it was a cute little one story rancher with 2 beds, one bath.
What we are looking for a house is size; both house and backyard. Style but not as much as we plan on changing it around.
The good: it was well taken care of, HVAC was installed, the neighborhood was nice and there was hardwood everywhere. I don't like carpet, at all!
The bad: It was a bit over our price range, positive the taxes were low enough to compensate for it. There is not garage and there may be a minor leak in the sun room the build on.


So, house number two was a lot bigger, but an older woman lived there so it was not updated at all except for the windows.
The good: covered floors with carpet had hardwood underneath. Very big for the price,It has a nice size backyard and front yard, Amazing neighborhood and had HVAC as well.
The bad: The district it fell into,no smoke detectors,need new light fictures and more lights in general, Alot of work(updating) and we don't have the money to do that. The last time we saw it it was Pending sale. So more then likely its sold.
Okay, first i would like to say about this house is when you look out the window to the road, there it is a VERY large house that is tan with VERY VERY bright blue trimming all over and a match mail box to go with it ... i have no idea why they would do that ... but its UGLY! so that one reason im not considering this house.
The good:Updated to a point,basment was half assedly done.
The bad: the floors need to be redone, the basement needs to be redone,the backyard need to be fixed up(theres weird logs squaring out the bushes and trees..very strange) We didnt feel this home felt very homely to us.
This was the one we really wanted, but it was just taken back of the market.. It hasnt sold in over 9months and more then likely it will be back up soon.
The Good: HUGE lot! nice kitchen,nice neighborhood,best location,lower then our price range!
The bad: It's a short sale,needs a lot of TLC, but not in the sense we would have to fix things,the drive way and porch in the back do need redone.


Even though we have not found the right place yet we have not giving up hope but we soon have to work faster if we wanna find a USDA loan home, There passing a law that soon Dover will but put as FHA home loaner, which sucks. We have been looking into now how we would like to decorate to just keep our minds busy.
So i have been on:
That;s just a few and a start to what come a head, hopefully before the last blog we will have the house of our dreams!!